With First National Bank Credit Check Reserve Account you can have a preauthorized line of credit linked to your First National Bank Checking Account.  It works like a credit card but without the card, allowing you to write yourself a loan when you need it.  Funds are automatically transferred in incremental amounts of $100.00 (up to your prearranged credit limit) to your checking account to cover checks written.  Monthly, at statement cycle, your checking account is automatically assessed a minimum payment of $25.00 or 5% of the loan balance (whichever is greater).  You can always pay the balance in full by stopping in any First National Bank Office.

            Credit Check Reserve Account is available upon credit qualification.

            A Credit Check Reserve Account is comforting and convenient.  The only cost is when you use it.  To start you credit Check Reserve account working for you, please contact the First National Bank office nearest you.