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First National
Bank’s Independence Checking account offers
many of the benefits you might be accustomed
to with a club account along with the interest
earning power of tiered interest rates. The
competitive monthly service fee may be waived
under certain conditions. Please contact your
nearest office for information regarding
current interest rates and how to waive the
monthly service fee. This account also
includes products to aid you in the event your
identity is stolen and to help you prevent it
from being stolen in the first place.
Identity Theft 911™ - If you ever have
the misfortune of becoming a victim of
identity theft, you will be assigned a
personal advocate that will help you from
start to finish through the process of
regaining your identity. Your personal
advocate will guide you through many of the
steps needed to protect and preserve your
identity like notifying credit bureaus,
completing paperwork and answering questions
to save you time and frustration.
Identity Watch® - Independence Checking
primary account holders enrolled in this
program benefit from several items that help
you safeguard your identity. Identity Watch®
provides you with a copy of your credit report
and ongoing credit monitoring to help you
understand and manage your credit. It also has
provisions to assist you in the event that you
do become a victim of identity theft.
Additional benefits include:
- Personalized Independence Checking
checks (one box provided per year at no
additional charge)
- Unlimited check writing
-
Mortgage closing cost
discount
-
Safe Deposit Box rental
discount
-
Money Orders and
Cashier’s Checks (one per visit at no
charge)
-
Online Banking with
Bill Pay at no additional charge
-
$10,000 Accidental
Death and Dismemberment Insurance
-
Prescription Drug
Discounts through the PreScrip program
-
Plus much more
Customers under age 55 pay $7.00 per month.
Those age 55 or over pay just $5.00 per month. |
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Lifetime Access Check/ATM Card
A Lifetime Access
Check/ATM Card combines a check card with an ATM card. You
may access your First National Bank accounts 24 hours a
day, 7 days a week. You can make deposits, withdrawals,
make balance inquiries, and transfer between your accounts
at any First National Bank terminal at absolutely no
charge. Or for a $2.00 fee, get cash or balance inquiries
at ATM's around the world.
Your combination
Lifetime Access Check/ATM Card is also an instrument that
looks like a credit card, but works like a check - without
the hassles of writing a check. Click
HERE for further
information on how you can apply for a Lifetime Access
Check/ATM Card.
Credit Check Reserve Account
Depend on your First
National Bank Credit Check Reserve Account to provide you
with overdraft protection. Your pre-authorized line of
credit stands ready to automatically provide funds to
cover overdrafts whether accidental or intentional. For
further information and how you can start your Credit
Check Overdraft Protection Account, please click
HERE!
Savings Overdraft Protection
You will never have to
worry again about being caught without sufficient funds in
your checking account if you have signed up for Savings
Overdraft Protection. Funds will automatically be
transferred from your savings account at the time funds
are needed in your checking account. For further
information on how you can start your Savings Overdraft
Protection Account, please click
HERE!
Monthly Combined Statement
First National Bank's
Combined Image Statement
can make managing your money a lot easier. This financial
summary may include a combination of your FNB accounts
linked to your checking account. You will receive a
combined statement each month. Ask us about this free
service.
 Click
Here to read about how your deposit money is insured.
Home Banker
customers may access current interest rates by phone 24
hours a day, 7 days a week.
Information on any of our checking accounts
may be obtained by contacting the
office nearest you.
At this
time we primarily serve the Sandusky, Huron, Seneca,
Ottawa and Erie County area. |
