At First National Bank, the basis of each customer relationship, many of which span generations, is trust.  You have chosen to do business with First National Bank, and we are obligated to honor that relationship with great care, beginning with the information you have chosen to share with us.  

We believe that your privacy should not be compromised.  At the same time, we want to offer you the array of financial products and services you need to accomplish your financial goals.  We believe we can do both through the privacy outlined below.

We Do Not Sell Personal Information to Anyone.
We recognize and respect the privacy expectation of our customers and will disclose these principles of financial privacy to our customers on a regular basis.

Collection of Customer Information
We will collect, use and retain information about individual customers only where we believe it would be useful (and allowed by law) to administer business and to provide products, services and other opportunities to our customer.

Maintenance of Accurate Information
We will establish procedures to ensure that your financial information is accurate, current and complete, in keeping with reasonable commercial standards.  We will respond to requests to correct inaccurate information in a timely manner.

Limiting Employee Access to Information
We will limit employee access to personally identifiable information to those with a business reason for knowing such information.  The Bank will ensure employees understand the importance of confidentiality and customer privacy.  First National Bank will take appropriate disciplinary measures where necessary to enforce employee privacy responsibilities.

Protection of Information Via Established Security Procedures
We will maintain appropriate security standards and procedures regarding unauthorized access to customer information.

Restrictions on the Disclosure of Account Information
We will not reveal specific information about customer accounts or other personally identifiable data to unaffiliated third parties for their independent use except for the exchange of information with reputable information reporting agencies to maximize the accuracy and security of such information or in the performance of bona fide corporate due diligence, unless: 1) the information is provided to help complete a customer-initiated transaction; 2) the customer requests it; 3) the disclosure is required by/or allowed by law (e.g. subpoena, investigation of fraudulent activity, etc.); 4) the customer has been informed about the possibility of disclosure for marketing or similar purposes through a prior communication and is given the opportunity to decline (i.e., "opt out").

Maintaining Customer Privacy in Business Relationships with Third Parties
If personally identifiable customer information is provided to a third party, we will insist that the third party adhere to similar privacy principles that keep such information confidential.
 

Providing Privacy Information to Customers and Responding to Inquiries
We want our customers to understand our commitment to privacy in our use of customer information.  As a result of our commitment, we have developed these Privacy Principles which are made readily available to our customers.  Customers who have a question about the privacy of their customer information may call their First National Bank Representative.