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This account is designed for customers who desire unlimited check writing privileges with low minimum balance requirements.

            The $4.00 monthly service charge plus 15¢ per debit, may be waived in any of the following ways:

  • Maintain a minimum daily balance of $500.00 or a monthly average balance of $1000.00.
  • Maintain a minimum of $2,500.00 in a related savings or certificate account.

            Information on any of our checking accounts may be obtained by contacting the office nearest you.

At this time we primarily serve the Sandusky, Huron, Seneca, Ottawa and Erie County area.

Lifetime Access Check/ATM Card

            A Lifetime Access Check/ATM Card combines a check card with an ATM card. You may access your First National Bank accounts 24 hours a day, 7 days a week. You can make deposits, withdrawals, make balance inquiries, and transfer between your accounts at any First National Bank terminal at absolutely no charge. Or for a $2.00 fee, get cash or balance inquiries at ATM's around the world.

            Your combination Lifetime Access Check/ATM Card is also an instrument that looks like a credit card, but works like a check - without the hassles of writing a check. Click HERE for further information on how you can apply for a Lifetime Access Check/ATM Card.

Credit Check Reserve Account

            Depend on your First National Bank Credit Check Reserve Account to provide you with overdraft protection. Your pre-authorized line of credit stands ready to automatically provide funds to cover overdrafts whether accidental or intentional. For further information and how you can start your Credit Check Overdraft Protection Account, please click HERE!

Savings Overdraft Protection

            You will never have to worry again about being caught without sufficient funds in your checking account if you have signed up for Savings Overdraft Protection. Funds will automatically be transferred from your savings account at the time funds are needed in your checking account. For further information on how you can start your Savings Overdraft Protection Account, please click HERE!

Monthly Combined Statement

            First National Bank's Combined Image Statement can make managing your money a lot easier. This financial summary may include a combination of your FNB accounts linked to your checking account. You will receive a combined statement each month. Ask us about this free service.


 

 

                 
 

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All rights reserved.

"First National Bank has elected to participate in the FDIC’s Transaction Account Guarantee Program. Under that program, through December 31, 2010 all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance rules."