Board of Directors
Jeff Bechtel
Chairman of the Board; President/CEO First National Bank
Zach Jones
President/CEO
Janotta & Herner, Inc.
James V. Stouffer, Jr.
President/CEO
Catawba Island Club
Michael K. Winthrop
Retired President/CEO
The Bellevue Hospital
Adam Crockett
Owner
Green Hills Golf Course
Kula Hoty Lynch
Attorney/Corporate Counsel
Hoty Enterprise
Steven L. Mays, DVM
Doctor of Veterinary Medicine-Retired
Steven L. Mays, DVM
Duffield Milkie
Attorney/Chief Legal Officer
Waste Dynamics
Dean J. Miller
Retired President/CEO
First National Bank
Jerri Miller CPA
Sandusky County Auditor
Commercial Lenders

David Benavides
Sr. Vice President/Chief Lending Officer
NMLS# 456772
419-483-8462
BenavidesD@fnblifetime.com

Brandon Barr
Vice President/Commercial Lending Officer
NMLS# 1240732
419-483-8529
BarrB@fnblifetime.com

Christina Rufer
Asst. Vice President/ Commercial Lending Officer
NMLS # 1759000
419-547-0259
RuferC@fnblifetime.com

Pawan Riviotta
Asst. Vice President/ Commercial Lending Officer
NMLS # 1617383
419-797-7340
RiviottaP@fnblifetime.com
Residential/Consumer Lender

Kim Zoller
Residential/Consumer Lending Officer
NMLS # 418988
419-483-0851
ZollerK@fnblifetime.com