women uses her tablet
Mobile Banking is a secure, app-based service that gives you convenient,
24-hour account access to your First National Bank accounts.
For more information about Mobile Banking with First National Bank, please contact the office nearest you.
*Carrier Fees may apply.
Making a deposit is as easy as taking a picture on your smartphone. Using our mobile app, you can safely and securely deposit checks to your accounts.
What is Mobile Deposit?
With Mobile Deposit, you can deposit checks from your smartphone directly into your checking or savings account remotely without going to the bank. Mobile Deposit is secure, easy to use and convenient.
Which of my accounts may I deposit into using Mobile Deposit?
Any of your personal checking and savings accounts can be designated for accepting Mobile Deposit.
Is there a maximum deposit limit for making a Mobile Deposit?
You are permitted 3 checks per business day with a maximum total deposit of $3,000 per day. This limit reflects mobile deposits made into all of your designated accounts.
When is Mobile Deposit service available?
Checks deposited by 4:30pm Eastern time will be available the next business day. Checks deposited after 4:30pm Eastern time will be available within two business days. All checks deposited are subject to verification.
What devices work with Mobile Deposit?
Android, iPhone and iPads devices work with Mobile Deposit.
Do I need the First National Bank Mobile App to use Mobile Deposit?
Yes, Mobile Deposit can only be used with the First National Bank Mobile App.
Do I have to have online banking to participate in Mobile Deposit?
No, you do not have to have Online Banking to utilize Mobile Deposit.
What are the Guidelines for using Mobile Deposit?
Is an endorsement required on the back of the check?
Yes, a check must be property endorsed by the payee with the account holder’s signature and mark it “Mobile Deposit Only”.
Will I be able to see an image of my check after I deposit it?
You will have a record of deposit, not an image of the check.
Is the check photo stored anywhere on my smartphone?
No, the check photo is not stored on your smartphone.
Will I receive notification of my mobile deposit?
You will receive an email indicating that you made a deposit. You will receive a second email indicating that your deposit has been processed.
What should I do if I do not see my deposit post to my account?
If you do not see your deposit post to your account, please contact First National Bank at our toll free number 1-800-860-7340 or email firstname.lastname@example.org
Is Mobile Deposit secure?
Yes, Mobile Deposit is secure. First National Bank has many types of security measures in place to safeguard your privacy and your information.
What do I do with my paper check after the mobile deposit is made?
Securely store your check for 14 days after your deposit. Once you have confirmed that the deposited funds are posted to your account, mark the original check “Void” and properly destroy it.
What types of checks are not accepted by Mobile Deposit?
The following types of checks or other items which shall be considered ineligible items:
For more information about Mobile Deposit, please contact your local office or call 1-800-860-7340