First National Bank Home Equity Loans
Fixed-rate home equity loans with interest rates as low as *5.875% can help convert your home’s equity into cash for any number of projects:
(*5.997% APR for qualified borrowers. This rate is based on $85,000 loan, 5-year term with monthly principal & interest payments of $1,638.35. Loan is secured by your home; failure to repay may result in foreclosure. $250 Doc fee. Rates and terms subject to credit approval and other conditions.)
RENOVATIONS
EDUCATION
DEBT CONSOLIDATION
BOAT, RV, VEHICLE PURCHASE
RE-FINANCE
Fixed Rate Home Equity Loan Examples Last Updated: February 9, 2026
| Maximum Terms (years) | Interest Rate | APR | Monthly Principal+ Interest Payment |
|---|---|---|---|
| 5 years | 5.875% | 6.399% | $385.49 |
| 10 years | 6.000% | 6.279% | $222.04 |
| 15 years | 6.125% | 6.323% | $170.12 |
| 20 years | 6.250% | 6.408% | $146.19 |
(These rate examples are based on $20,000 loan for qualified buyers. Loan is secured by your home; failure to repay may result in foreclosure. $250 Doc fee. Rates and terms subject to credit approval and other conditions.)
Call us today at 419-483-7340 to get started or complete the contact information below and one of our personal lenders will contact you! (Do not include any personal information such as account information or SS#)