Work with a Preferred SBA Lending Partner

 As an SBA Preferred Lender, First National Bank helps small business owners secure flexible, long‑term financing to start, grow, or strengthen their businesses. Our experience, streamlined process, and direct underwriting authority allow us to guide borrowers efficiently from application to funding.

Why Choose SBA Financing?

• Longer repayment terms to help manage monthly cash flow
• Competitive interest rates compared to many conventional loans
• Lower down payment options for eligible borrowers
• Flexible use of funds for a wide range of business needs
• Designed to support small and growing businesses

Our Advantage as a Preferred SBA Lender

• Faster decision‑making through delegated SBA authority
• Guidance through every step of the SBA loan process
• Experience across industries and business sizes
• Clear communication and expectations

As a Preferred Lender, we work directly with the SBA—helping reduce delays and simplify the approval process.

SBA Loan Programs We Support:

 SBA 7(a) Loans

Ideal for a wide variety of business purposes, including:

• Business acquisitions or partner buyouts
• Working capital
• Equipment or machinery purchases
• Owner‑occupied commercial real estate
• Debt refinancing (subject to SBA guidelines)

 SBA 504 Loans

Structured for fixed asset growth:

• Commercial real estate purchases or construction
• Heavy equipment acquisitions
• Expansion or modernization projects
• Below‑market, long‑term fixed rates on real estate and equipment

Who SBA Financing Is For

SBA loans may be a good fit if you:

• Are a for‑profit business operating in the U.S.
• Meet SBA size standards
• Have owner investment in the business
• Demonstrate the ability to repay
• Need financing beyond conventional loan parameters

 Eligibility and terms are subject to SBA guidelines and lender underwriting.

Our Process

1. Initial Consultation – Discuss goals and loan options
2. Pre‑Qualification Review – Evaluate eligibility and structure
3. Application & Documentation – Guided, organized, and transparent
4. Underwriting & Approval – Handled with expertise and efficiency as a Preferred Lender
5. Closing & Funding – Efficient, guided through the final steps

What Sets Us Apart

• Business‑focused approach—not one‑size‑fits‑all
• SBA specialists who understand program requirements
• Clear timelines and realistic expectations
• Relationship lending mindset, not just transactions

Ready to Explore SBA Financing?

Whether you’re acquiring a business, expanding operations, or investing in owner‑occupied real estate, we’re here to help you evaluate your options with confidence.

 Contact one of our experienced SBA Lenders today by calling 419-483-7340 or fill out the contact information below for someone to contact you! 

                                  

Myles Bremke               Pawan Riviotta            Jeremy Radon          Christina Rufer         Anthony Luedy

Disclaimer

SBA loan approval, terms, and availability are subject to Small Business Administration eligibility requirements and lender underwriting. This content is for informational purposes only and does not constitute a loan commitment.